Privacy Policy
Privacy Policy
CAHI Management Inc.
This Privacy Policy explains how CAHI Management Inc. (“CAHI,” “we,” “our,” or “us”), based in Maryland, collects, uses, shares, and safeguards personal information. By using our website or engaging our services, you agree to the practices described below.
1. Information We Collect
Personal Information: Name, address, phone number, email address, date of birth, and identification information needed for financial consulting.
Financial Information: Bank account information, credit details, income, debt information, tax documents, financial statements, and other materials you provide.
Website & Technical Data: IP addresses, browser type, device information, pages visited, and analytics data collected through cookies or similar tools.
Communication Records: Emails, calls, messages, uploaded documents, and any material exchanged during your engagement with CAHI.
2. How We Use Your Information
Provide financial consulting and management services
Assess your financial situation and deliver recommendations
Communicate regarding services, scheduling, and account details
Comply with Maryland and federal legal requirements
Improve website performance and service delivery
Prevent unauthorized access, fraud, or misuse of systems
We do not sell personal information.
3. How We Share Information
Service Providers: Vendors that support our operations (data storage, analytics, document processing). All are required to protect confidentiality.
Financial Partners: Only when necessary to perform services that you request or authorize.
Legal or Regulatory Authorities: Courts, regulators, or law enforcement when required by law.
Professional Advisors: Attorneys, accountants, or compliance professionals assisting CAHI.
We do not share information for third-party marketing.
4. Data Security
CAHI complies with Maryland’s Personal Information Protection Act (MPIPA). We use administrative, technical, and physical safeguards to protect personal and financial information. Although we follow industry-standard practices, no method of storage or transmission is completely secure.
5. Data Retention
We retain information only as long as necessary to:
Provide services
Comply with Maryland and federal regulations
Resolve disputes
Maintain accurate business records
6. Your Rights
Depending on your jurisdiction, you may have the right to:
Request access to your personal information
Request corrections or updates
Request deletion of your information (subject to legal exceptions)
Request a copy of your personal data
Opt out of nonessential communications
To exercise rights, contact us using the information at the end of this document.
7. Cookies & Tracking
We use cookies and analytics tools to improve website performance and understand usage patterns. You may disable cookies through your browser settings. Some site features may not function correctly if cookies are disabled.
8. Third-Party Links
Our website may contain links to external websites. We are not responsible for the privacy practices or content of those third-party sites.
9. Children’s Privacy
Our services are intended for individuals 18 and older. We do not knowingly collect personal information from children under the age of 18.
10. Maryland-Specific Privacy Notice (MPIPA Compliance)
Under the Maryland Personal Information Protection Act:
CAHI must notify Maryland residents of any breach involving personal information as defined by MPIPA.
CAHI must maintain reasonable security procedures for storing, transmitting, and disposing of personal and financial data.
CAHI does not disclose Social Security numbers, financial account numbers, or identification numbers without explicit consent, unless required by law.
11. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Updated versions will be posted with a new “Last Updated” date. Continued use of our website or services constitutes acceptance of the updated policy.
Terms & Conditions
CAHI Management Inc.
1. Acceptance of Terms
By accessing our website or using our services, you agree to these Terms & Conditions. If you do not agree, discontinue use of the site and services.
2. Services Provided
CAHI provides financial consulting, management services, and advisory support. Information on this website does not constitute financial, legal, tax, investment, or other professional advice.
3. Use of the Website
You agree not to:
Engage in unauthorized access or attempts to bypass security
Disrupt website functionality
Use the website for illegal or harmful purposes
4. Intellectual Property
All website content, including text, graphics, logos, and other materials, is owned by CAHI Management Inc. Unauthorized reproduction, distribution, or modification is prohibited.
5. Limitation of Liability
CAHI is not liable for:
Indirect, incidental, special, or consequential damages
Losses resulting from website use or service engagement
Actions taken based on information provided on this website
Use of our services and information is at your own risk.
6. No Guarantee of Results
Financial outcomes depend on individual circumstances. CAHI does not guarantee specific financial performance or results.
7. Governing Law
These Terms & Conditions are governed by the laws of the State of Maryland. Any disputes will be handled in Maryland courts.
Contact Information
CAHI Management Inc.
support@cahi-management.com
(301) 909-8398